【好康分享】小額跨行轉帳免手續費 ─ LINE Pay

承上篇【好康分享】小額跨行轉帳免手續費 ─ 街口支付,不只有街口支付可以做到,LINE Pay 也可以喔!這篇記錄 LINE Pay 的使用方法。

目前能做到跨行轉帳免手續費,小蛙知道的有三種,分別是:街口支付、LINE Pay 及台灣 Pay(或叫台灣行動支付),在 PTT 銀行版(Bank_Service)上面看到一篇 TZUYIC 大大發的 [心得] 台灣Pay雲支付/行動銀行約定轉帳限額整理,有點心動,無奈台灣 Pay 支援的銀行小蛙都幾乎都沒有 … 直接放棄。

寫在前面

先寫在前面,這個方法請不要濫用,雖然說街口自己本身及銀行都有限額,只要在限額之內都算合規定使用,但是當有一些使用者大量濫用的時候,也許有些便利跟優惠就會被拿掉了。

遙望渣打心幸福帳戶,本來是只要有新資金 $20,000 存入,次月可以享有每天 15 次跨轉免手續費,一堆人拿去洗日盛跟台新點數,現在變成階段式給跨轉免手續費

  • 新資金 15,000 ~ 59,999 -> 30 次/月
  • 新資金 60,000 ~ 149,999 -> 60 次/月
  • 新資金 >= 150,000 -> 100 次/月

雖然還是夠用,但已經從原本的一個月 450 次,縮水成最多 100 次,而且查驗也變得更嚴格了(其實正常使用下,也很難達到那麼多次)。

這邊有街口跟 LINE Pay Money 的影片介紹跟操作,小蛙的 YouTube 頻道 – 記下來 還有更多不同主題的影片,有興趣可以過去看看!

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(點圖開啟 YouTube)

什麼是 LINE Pay

LINE 相信大家都很熟悉,說到 LINE 的服務真的是越來越多五花八門,除了本身通訊軟體外,還額外出了遊戲、LINE TV、LINE Today、之前介紹過同樣花費,卻能賺到更多回饋的Line購物、及今天要介紹的 LINE Pay … 等。

LINE Pay 顧名思義就是可以讓你透過 LINE app 來做支付的動作,跟【好康分享】小額跨行轉帳免手續費 ─ 街口支付提到的基本上差不了多少,而小蛙付款也大多是看店家支援哪種支付,或是用哪個優惠比較多就用那個去支付,不管如何都比沒有任何回饋的現金支付來的划算。

LINE Pay 跟街口一樣提供「出示付款碼」跟「掃碼支付」兩種付款方式(還有一種是透過 NFC 感應,不過小蛙沒有實際用過),最容易讓人混淆的支付方式跟街口大致上類似,差別只是「街口帳戶」在 LINE Pay 中變成「一卡通帳戶」,LINE Pay 的支付方式為

  • 一卡通帳戶:LINE Pay 儲值帳戶
  • 銀行帳戶:綁定合作銀行帳戶,直接從帳戶請款
  • 信 用 卡:顧名思義,就是信用卡刷卡

小蛙寫這篇文章的時候,可以加入 LINE Pay 的銀行帳戶有:台北富邦銀行、高雄銀行、新光銀行、聯邦銀行、玉山銀行、中國信託銀行、中華郵政、台灣銀行、永豐銀行、土地銀行、國泰世華銀行。LINE Pay 回饋的是 P 幣(1 P 幣可折抵 1 元),這些 P 幣在下次付款的時候,可以用來直接折抵,非常方便,也不用擔心回饋的 P 幣不知道怎麼辦,直接把他們看成現金就可以了!

怎麼註冊

LINE Pay 官網的教學看看吧!

跨行轉帳免手續費

上篇,我們採取的方式是:先「儲值」,再「提領」(儲值及提領金額限制)。

先儲值

小蛙是用英文版的,不太確定中文翻成什麼,大概意思差不多的選項就點點看吧!首先開啟 LINE app,點選右下角的錢包(Wallet),接著點選儲值(Add Money)

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儲值方式選擇銀行帳戶(Bank Account),接著選擇要被扣款的銀行帳戶,也就是要轉出錢的銀行帳戶

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輸入要儲值(轉出)的金額,點選儲值(Add money),就成功儲值到一卡通帳戶了~

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再提領

儲值完成後要做提領的動作,來達到「跨行轉帳」的目的,同樣進到錢包(Wallet),點選右上角的 +,然後拉到最下面可以看到設定(Settings),LINE Pay 把提領選項藏在設定裡面 … 感覺很不想讓人去提領!

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到設定中找到提領(Withdrawals)選項,再選擇要提領到哪個帳戶

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1XPmf 1CsCpkEhKtXv2I3cSU1RJ4GarkOOs53F 5OVxJxbA4dxKZ1vi0ROTn23VoRtpceZJQocwy7k7b2 vScGEvAQ01MlJRdzZ7vIs2e07 HXFfko8Q7DuG2WcXI NX Ukj3wZ1Ya 3a3epPT 6B3AhS7C2RUh3JZoy0nIunpjIUBmE8BePamHMNDOGJ7oyFn Ca5UaESGr2qa yIge0mkVVmMtHFTInCogdiOgBRaqswtOC9n4 XLvzPsdQWUu an uwUU6uFsiwpf6wRg MObL97YgnJNRvM7CBsDoRq8ACeKjQbbcsJ1Gt33H8E 7 5qkNmxwz FCi8xjgKuGxhyia35lvZ0Fb6hyMmOun7VSC 2pa4xmxuacjH2jeHpKoDZf1LW7TsqsIpAgd CrF8i3ALTWlSVV8JjIY6ots0WCfLveOHlf7731JAqvalm48gfGPjeiy8iiDcX52hf9nAsRpLxqd67zLwFFF HdxCuGYpRNUZsUMo4mUC 5fz49uxae6c9OtJGORHj7JGTmmpSf7OmJhxjEMs3ccTnHMtvltZ9FcjXAlTS NkKJi6DJ B5Z9hxpIq3mkNY6BWcEhxdhOxq XqoByNV6zVZSbBgo8tMHzSzqClbbyYY7nxLBsquC7grNoPlosO9XXBYC UeqDsJpk Y35NnwhYc7Ad4JC54aXVH0J U I15t7I sWgJActwwCZxWVAKEuTRw192B7hj2YSdffmmo 25jLhDjACK=w577 h1024 no 【好康分享】小額跨行轉帳免手續費 ─ LINE Pay

填入提領金額,點選OK,右下圖有一個費用(Service Charge),這是手續費,有些銀行是要手續費的喔!要提領之前一定要先看清楚,免得被白白扣款(我們就是要跨行轉帳免手續費才來用 LINE Pay 的啊)

IhtOXSGggUj6MinCw4EKMR3S7a0H3Cw1kws2BByc62bfoyL3CP odBYZYNmF lpq2vykUr9s1M9IBkvbZbnR 7fud0nMUPpuTvafxAZ1Itm9lUB3aZ2cQV1lsge5BihnpRZHBicIx2 pflC8fhUXINCVlrccYPTojFpzIpm3iByJQ54TPiv uHNFMGRzHQnWsK Ei0oPRjY xnF27VFIdYVEcDRt3qkspNOQwV8BSdg7zvs44RGk3JkA4FKf9HTVJCLQOY14aLXtH9Kak dqRd1LQ5cgtUqBDwlBhY6ZNNPPt1 vw3sESe6RodYJf39igbyG2LBH7EWECRc2CdFw ydMM6A0XGMfdL JmynotpzdgrG qxgaeeXXPMfov Sp5UCGcQwj0xlTPk8EcvLWZOxHrowa9ktvZ04LhUDX01bMUR95zObJmGfTrEBHegk3MG7rtxT2vtzxumG2UXJM7zbb6Nxa8p 91Ys1dNegesKKxc9TM aHTiqHijoRigSXUmfe3jKNi794VMPh2DZgTbuaHuMNl4CQE1P XTSkJ8kvBlni7VFK EEw ywI9 AP8l5Y3AZtyDvI1aPVXmZ98aC72eiBA3aU9n9MTOcTKlKxjoOs4X1XIswtQ93QHdj1Tg9IF4URNohq7jxR5XsioMGVd5 zxWY4lIFe dmjtTxXUbtxzIK5SP5zQeKUNTHMKjyePQmtJY2b0M76GKutXs9Uc1unxVzO0DtuvRWhcgMjPjxf=w577 h1024 no 【好康分享】小額跨行轉帳免手續費 ─ LINE Pay
oG6ndRWtGYWqXqkrOvjAyyAEua9LzdEz69nmkuLK4duASmAK0Y5q0q3eMX3mrO3PGq0QPwY SQRO jPQJm20tygAyIEKA8py8J0YFScLCOWOW85H2oL9ceGx EeRV0C0taH4560kSl RCHpqNVuyO4BX0TU f9Ohj3XUjYdH8Wyxe9tmGmPcFcPkepTrC3p V xMW3zxSb8g mimdGQgkPY I HxPWQxFpSA gexxOqNpBv9BtIxMgDyPb4EXjOd6LEwGVGj6vY6DcKJqwO6d9FyUqKkswWZ4CPfp5TBWceGKWWHWHNZnub gaCXDTSWeumaJvZlKOri9xoMjNZfVNjZGDLm0GpkNyolSulfDPEClrnLRn4ZJrGCQTGUakDYkTROa TkfTgQR2nKxEqGYN66vwZN7rjJ 8sMWIaZcHJlsLAssESzXQVNjpDrhLHceUTkEWWf9ajuff4P5QVLi0RMp C6kzLoGjB 5ytbIn PRYJv676q7 4kBLkGMI6HbxJ7B5258XKEQfEbBF3xFA0TEi0z ruH6HhQIxrJH3KudaBH t43y TNW12 iiUlQs1QUyFBJqWx3DwwjlxXLfzzLnOzEwJh8GszkEjJw82My7ZuyMAQ5EaPweaAXbWtjevVDde80QONM210ne4eSBERJe oT9PLpNz2l YlvcAgjhGzkjhlLCxb2rfzDxS5P3OlJ6ViIQGUOq5xpPbCSAo8ny5dfaWJuJuQuiV3 oaa28c=w577 h1024 no 【好康分享】小額跨行轉帳免手續費 ─ LINE Pay

提領完成~過不久就會接到銀行通知信說有金額入帳囉!

FHoeXYnfTWlimuF0hillWVPdZrGmHeUA0UXZ4jvcatMXlkjDe6U7mRNcxvgz 8sluTfn vpVAEEanVdbngQIkDkadoyalcYe4JSh3eHSNF110rZbA0wDwJrnKdjkR0fE EUIKKOlnuZjuY0huAhwQmIC8KBD71BPsv0MZ8K0nZbuiU1oZF01ufhDHhH3Q 2VNVI2vH6JZ0HCxVah2qUNLFOaQivjmrw2TLpqfLnH0zKx8l2RGtNZBi8rU6ZYeEJBeUCo4Pc4BzBpuJoJkbzZANyOcA GQlEpwwLLwKx 2ZlDTiUHH6utQ7ncqC7D7J1xGPIOluJj3jvUksZE0hBce43s5nhbdD68civRP8920OQ6hs9vKWh4qYF02ln8c5zFqHEu2fMuUOtG4TfffQle81oYKE2iOhUn5vLgMYnUqzyxpwx8DS6UO8mzx16rwO9KrgvcV7gdd5B62qXyaxZUVH47uyCA8HGRga3TYysL1NPdZh9Jl2 2WCzgfHEge UNejYMgJMJUUnhFN7YLpUJ2 pX 9mvWbs1EhSbnzGyprMgKJGZVMCg6GmDMl8q CBPaDXOI2RB6jxyKUcCzhSavUyhxhHwFf3r1cbKOicxUbwrnP bRNHKTc gAwfcQ4ym2gQQcKN TP6c0ei09 xmSr 7Nx32Cs4YlfvLtexo5r XreI3AjzXvZpEXpkgrnE qI0tnkMeZDDCy1JmtVbPv2w9jvBNHcKU AeuPcMeAE3Uo5cH=w577 h1024 no 【好康分享】小額跨行轉帳免手續費 ─ LINE Pay
4QnAVH4HZsnsJWpWHb2RgTugjChc7K3bTZujF HxYRM 4fcBRLaLUfYtFMIM0DWUh3AdqHwMjdj l8yK5ylrbDFsgYSHDNLtcUMrPhQqFbvWB1G4M0yLok 2pRFK2Wve hdr2DxLYDrtKHmyQOJQO8KLbu86q62QYNUkdrERA7LaSh2C1n mCNmZFtYYCZ640S1M4iB9ULnS9xZDLwXbVFITt8J8yqJIA1jcrjvkiyYNK0awTbt3VsN v Rbj5n AEGFKeFJsrNjqISnSDahdOMTskbZf5A zw x Kg6uY6Ckswnl8Ij6ME6lgBw9LpSIHLc qmh3f2iltVQKanl yfGnKep1VBtMdEOj 9J0yNZunOnS EIpuvxn LhGub0dNCuzWE0J LmktDukTYu 0yMp1rAf4LOWHXCM6VCa6isNeuvQDQWSid4os6umIYRjnF7k5zpw 14bONbi17s2Vy D56sTuHVw2CZJMjLoSruL0BVhDxue9YqqsR7mmZfMwoO2P1uy66x3Y49bVtJCpLAgqc8abowp9rwNfhIGvlkFjk4JIJ58DoDFU1rp24RMR68bEkT2246aZiO826Fd0DsY9s sXoRwQ7WSKLJy2YOr57vMSuioGAq2zOBzB7bq9k0QXUxvDqjrj9uz mak3nRpytB3YsUcozSRiEw1wie098RYb0Rwcwwbv2nVmCaDEJD2p92Os39e 0lNq6xRPQH0z0aXRGesD42k4i38sA5Q1I=w577 h1024 no 【好康分享】小額跨行轉帳免手續費 ─ LINE Pay

最後

街口跟 LINE Pay 都是小蛙平常有在用的支付方式,多多少少可以拿一些回饋,除了平常推的活動,還可以使用玉山 uBear 信用卡,綁定 LINE Pay 跟街口都可以拿到 5% 刷卡金回饋喔!

同場加映,平常有網路購物習慣的話,購物前先 LINE 購物,就可以多拿一些回饋唷!

ACtC 3fU6ij3FR95 evxY1RGqe1pCIxAzChUVx o3YuqViLjjmy61bpp9 XKgpyWUkEpsljiVyVPjS ualeljh4KEC4qITL3Me7aZhS9QugCZGdkQI18r1Pp5rLcTOM08g x97GHsueVDxju24hHzdFr5RM1AQ=w1280 h720 no?authuser=2 【好康分享】小額跨行轉帳免手續費 ─ LINE Pay

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